Western Union Co Stock Performance

WU Stock  USD 9.44  0.21  2.18%   
On a scale of 0 to 100, Western Union holds a performance score of 11. The firm maintains a market beta of 1.18, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Western Union will likely underperform. Please check Western Union's value at risk, kurtosis, relative strength index, as well as the relationship between the semi variance and day typical price , to make a quick decision on whether Western Union's historical returns will revert.

Risk-Adjusted Performance

Good

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Western Union Co are ranked lower than 11 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively conflicting basic indicators, Western Union unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more

Actual Historical Performance (%)

One Day Return
2.22
Five Day Return
(1.23)
Year To Date Return
4.55
Ten Year Return
(47.01)
All Time Return
(47.27)
Forward Dividend Yield
0.0996
Payout Ratio
0.7231
Forward Dividend Rate
0.94
Dividend Date
2025-12-31
Ex Dividend Date
2025-12-22
 
Western Union dividend paid on 31st of December 2025
12/31/2025
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Begin Period Cash Flow1.8 B
Total Cashflows From Investing Activities-16.3 M

Western Union Relative Risk vs. Return Landscape

If you would invest  821.00  in Western Union Co on November 21, 2025 and sell it today you would earn a total of  123.00  from holding Western Union Co or generate 14.98% return on investment over 90 days. Western Union Co is generating 0.2479% of daily returns and assumes 1.7518% volatility on return distribution over the 90 days horizon. Put differently, 15% of stocks are less risky than Western on the basis of their historical return distribution, and some 96% of all equities are expected to be superior in generating returns on investments over the next 90 days.
  Expected Return   
       Risk  
Allowing for the 90-day total investment horizon Western Union is expected to generate 2.35 times more return on investment than the market. However, the company is 2.35 times more volatile than its market benchmark. It trades about 0.14 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.15 per unit of risk.

Western Union Target Price Odds to finish over Current Price

The tendency of Western Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 9.44 90 days 9.44 
about 33.0
Based on a normal probability distribution, the odds of Western Union to move above the current price in 90 days from now is about 33.0 (This Western Union Co probability density function shows the probability of Western Stock to fall within a particular range of prices over 90 days) .
Allowing for the 90-day total investment horizon the stock has the beta coefficient of 1.18 . This entails as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Western Union will likely underperform. Additionally Western Union Co has an alpha of 0.1219, implying that it can generate a 0.12 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Western Union Price Density   
       Price  

Predictive Modules for Western Union

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Western Union. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Western Union's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
7.839.5711.31
Details
Intrinsic
Valuation
LowRealHigh
8.8510.5912.33
Details
Naive
Forecast
LowNextHigh
7.639.3711.10
Details
20 Analysts
Consensus
LowTargetHigh
8.829.6910.76
Details

Western Union Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Western Union is not an exception. The market had few large corrections towards the Western Union's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Western Union Co, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Western Union within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.12
β
Beta against Dow Jones1.18
σ
Overall volatility
0.50
Ir
Information ratio 0.07

Western Union Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Western Union for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Western Union can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Western Union Co reports 3.13 B of total liabilities with total debt to equity ratio (D/E) of 4.94, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Western Union has a current ratio of 0.44, implying that it has not enough working capital to pay out debt commitments in time. Note however, debt could still be an excellent tool for Western to invest in growth at high rates of return.
Over 100.0% of Western Union outstanding shares are owned by institutional investors
On 31st of December 2025 Western Union paid $ 0.235 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: Can Western Union Beat Q4 Earnings on Consumer Services Strength

Western Union Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Western Stock often depends not only on the future outlook of the current and potential Western Union's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Western Union's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding341.1 M
Cash And Short Term Investments1.5 B

Western Union Fundamentals Growth

Western Stock prices reflect investors' perceptions of the future prospects and financial health of Western Union, and Western Union fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Western Stock performance.

About Western Union Performance

Assessing Western Union's fundamental ratios provides investors with valuable insights into Western Union's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Western Union is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Days Of Inventory On Hand(192.57)(202.20)
Return On Tangible Assets 0.16  0.18 
Return On Capital Employed 0.19  0.26 
Return On Assets 0.13  0.12 
Return On Equity 0.87  0.91 

Things to note about Western Union performance evaluation

Checking the ongoing alerts about Western Union for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Western Union help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Western Union Co reports 3.13 B of total liabilities with total debt to equity ratio (D/E) of 4.94, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Western Union has a current ratio of 0.44, implying that it has not enough working capital to pay out debt commitments in time. Note however, debt could still be an excellent tool for Western to invest in growth at high rates of return.
Over 100.0% of Western Union outstanding shares are owned by institutional investors
On 31st of December 2025 Western Union paid $ 0.235 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: Can Western Union Beat Q4 Earnings on Consumer Services Strength
Evaluating Western Union's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Western Union's stock performance include:
  • Analyzing Western Union's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Western Union's stock is overvalued or undervalued compared to its peers.
  • Examining Western Union's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Western Union's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Western Union's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Western Union's stock. These opinions can provide insight into Western Union's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Western Union's stock performance is not an exact science, and many factors can impact Western Union's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Additional Tools for Western Stock Analysis

When running Western Union's price analysis, check to measure Western Union's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Western Union is operating at the current time. Most of Western Union's value examination focuses on studying past and present price action to predict the probability of Western Union's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Western Union's price. Additionally, you may evaluate how the addition of Western Union to your portfolios can decrease your overall portfolio volatility.